Regional focus on central and EASTERN EUROPE

Sigma has been part of the VIG since 2007 and serves its customers through branches, agencies and offices throughout Albania and a branch in Kosovo. The product portfolio includes motor vehicle, property and health insurance for private and corporate customers.

INTERSIG was founded in 2001 and has been part of the Vienna Insurance Group since 2011. INTERSIG is one of the largest property insurance companies in Albania and is characterised by very rapid claims settlement.

VIG Holding is the umbrella organisation of the Vienna Insurance Group and is responsible for the strategic management of the Group. VIG's shares are listed on the Vienna, Prague and Budapest stock exchanges.

Wiener Städtische Versicherung is the largest single company in the Vienna Insurance Group and is headquartered in Vienna. It is represented by nine regional offices and 130 branch offices throughout Austria and by branch offices in Italy and Slovenia. It operates in the property/casualty insurance segment as well as in the life/health insurance segment and serves both private and corporate customers.

DONAU Versicherung is Austria’s fifth largest insurance company. Its approximately 700,000 customers are served regionally in nine offices and more than 70 business and service centers throughout Austria. DONAU offers all lines of insurance for private and corporate customers with a focus on commercial insurance for SMEs.

Vienna osiguranje VIG is one of the two leading life insurance companies in Bosnia and Herzegovina with innovative product launches (dread diseases, CPI, fund-linked products) on the market. Currently the only insurance company to offer customers a complete online business. Vienna osiguranje is the largest banking partner in the bank insurance business.

Wiener osiguranje VIG has been operating successfully in Bosnia and Herzegovina for 30 years. High-quality and innovative products for companies and individuals with a high level of service are Wiener osiguranje's business imperative. Particular attention is paid to the introduction of new technological solutions, the improvement of business processes and the quality of claims settlement.

Bulstrad Life VIG is founded in 1994. The company is a leading life-insurer in Bulgaria and is also number one in health insurance. Bulstrad Life Vienna Insurance Group is awarded numerous prizes both for achievements in the field of life insurance and for its corporate social responsibility. Since 2007 Bulstrad Life is a member of Vienna Insurance Group.

Bulstrad VIG is a leading insurance company operating in the Bulgarian market for 62 years. Bulstrad offers a comprehensive portfolio of motor, property, marine, aviation and personal accident insurance products. Its distribution network consists of 116 company-owned offices and customer centres, over 800 agents and contracts with more than 320 brokers. Bulstrad has been awarded "Insurer of the Year" eight times.

Doverie has been the market-leading pension fund in Bulgaria for 15 years and has a market share of around 25 %. Doverie operates nationwide and manages pension funds for more than 1.2 million customers.

Kupala began operations in 1993 and has been a member of the VIG since 2003. Kupala is a universal insurance company whose goal is to provide insurance services at a high level of quality and customer service. Kupala's customers are medium-sized and small companies as well as private individuals from the SME sector. The more than 400 brokers and agents in all regions of the country take care of the needs of more than 500,000 customers.

Wiener osiguranje VIG is one of the leading insurance companies in Croatia. In almost 80 sales offices throughout the country, the employees are at the service of customers every day – from advising them on the selection of suitable insurance coverage to the quick processing and payment of claims.

Kooperativa offers a comprehensive range of services in both life and non-life insurance as well as all common types of insurance for private individuals, small and medium-sized enterprises and corporations. Kooperativa has long been one of the largest Czech insurers with a market share of more than 24%. It manages more than 4.7 million insurance contracts of almost 2.5 million customers. It has three hundred branches of its own throughout the Czech Republic and also offers services in the network of its strategic partner Česká spořitelna.

ČPP is a composite insurance company that offers modern products and complex solutions for life and non-life insurance as well as business insurance. It has been active in the Czech insurance market since 1995 and has been a member of the VIG Group since 2005. ČPP has 100 branches, 200 sales outlets, a broad network of external distribution partners and brokers.

VIG Re, the reinsurance company of VIG, manages the passive property and personal reinsurance of the VIG and provides reinsurance for more than 590 customers in 53 countries through its headquarters in Prague and its branches in Frankfurt and Paris. Over the past 15 years, VIG Re has established itself as the market leader in the CEE region and has steadily expanded its market position in Continental Europe and East Asia.

VIG has had a branch office in Kopenhagen since 2019. Its business activities focus on property insurance for large corporate customers, primarily in the industrial sector. Sales are handled by well-established insurance brokers.

Rasmus Toft Jørgensen
Branch Manager Denmark
General Manager Nordic Region
Mobile: +45 52 58 01 58
E-mail: rasmus.jorgensen@vig.com

Compensa Life VIG specialises in providing life insurance services to private and corporate customers as well as health insurance services to corporate customers. The company was founded in Tallinn (Estonia) in 1993 and expanded its operations to Riga (Latvia) and Vilnius (Lithuania) through branches. The company takes care of the needs of more than 230,000 customers.

In Estonia, Seesam operates as a retail brand of Compensa Non-Life. Insurance is provided by Compensa Vienna Insurance Group, ADB Eesti filiaal.

VIG Re is the reinsurance company of Vienna Insurance Group, headquartered in Prague with a branch office in Paris. The Company was established in 2008 and has been assigned an “A+” FSR rating from Standard & Poor’s with a stable outlook since 2009. The Company manages the outward reinsurance programs of VIG Group and has been continuously expanding the Property & Casualty and Life & Health reinsurance business assumed from Third-Party, servicing in 2023 more than 600 insurance companies in about 60 countries.

IRAO is positioning itself as a leading insurance provider in Georgia, operating successfully since 2004. Its extensive range of insurance products provides to both individual and corporate segments, offering high-quality service and solid guarantees based on international standards. With a head office in Tbilisi and five branches located across different regions in Georgia, including Batumi, Kutaisi, Akhaltsikhe, and Zugdidi, IRAO serves over 90,000 customers.

GPI Holding is the first insurance company in Georgia with written premium and largest market share. The company is a leader in both corporate and retail insurance market, offering life and non-life insurance products . GPIH serves more than 250,000 policyholders in all regions of Georgia. It’s the first company in Georgia which offered remote insurance services to its customers. With the help of digital services, the company offers flexible and comfortable services to the insured people.

InterRisk Life and Non-life offer life, accident, property and liability insurance for private customers. Around 130 employees manage a premium volume of over 240 million euros. As a pure broker insurer, InterRisk currently works with around 10,000 sales partners.

InterRisk Life and Non-life offer life, accident, property and liability insurance for private customers. Around 130 employees manage a premium volume of over 240 million euros. As a pure broker insurer, InterRisk currently works with around 10,000 sales partners.

VIG Re is the reinsurance company of Vienna Insurance Group, headquartered in Prague with a branch office in Munich. The Company was established in 2008 and has been assigned an “A+” FSR rating from Standard & Poor’s with a stable outlook since 2009. The Company manages the outward reinsurance programs of VIG Group and has been continuously expanding the Property & Casualty and Life & Health reinsurance business assumed from Third-Party, servicing in 2023 more than 600 insurance companies in about 60 countries.

UNION Biztosító offers innovative and tailor-made insurance solutions to retail, corporate and institutional clients. Beyond its business activity the company has special focus on corporate social responsibility, for which it was acknowledged by the CSR Hungary Award in 2017. In 2021, for the 13th time it was awarded by Superbrands, hallmark of the best brands, and it has also received the Green Insurer and Fund Award in 2021 and 2022.

Alfa's roots go back to more than one hundred years ago and joined VIG in 2022. A leading player in the Hungarian insurance market with a high range of offers in home, life, motor third party liability and casco products and property insurances. Alfa caters for the typical needs for coverage of small and medium sized enterprises and big corporations, as well as private, municipal and government-owned institutions. The company keeps in touch with its clients and prospects via nearly 180 branch offices and a 1,700-strong network of tied agents across the country.

SIGMA Interalbanian Vienna Insurance Group - Kosovo is a branch of SIGMA in Albania and offers insurance solutions throughout Kosovo. It has been one of the leading insurance companies in the market for many years and enjoys a very good reputation, which is reflected in the high rate of contract renewals with customers and in the assessment of its activities by the supervisory authorities.

BTA Baltic is one of the leading insurance companies in the Baltics, offering a broad range of non-life insurance services in Latvia and in branches in Lithuania and Estonia.

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Vienna-Life Lebensversicherung AG offers optimal solutions for individual asset accumulation and private retirement provision. The company is happy to use its know-how from many years of experience in working with private banks and asset managers for the benefit of its customers. The company’s customers can diversify their financial investments and retirement provisions debt-free.

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Compensa Life VIG specialises in providing life insurance services to private and corporate customers as well as health insurance services to corporate customers. The company was founded in Tallinn (Estonia) in 1993 and expanded its operations to Riga (Latvia) and Vilnius (Lithuania) through branches.

Compensa VIG is a non-life insurance company headquartered in Lithuania with branches in Latvia and Estonia and has been operating in the Baltic market since 2016. Compensa is the fastest growing insurance company in the Baltics. As proof of its successful performance, the leading Lithuanian business newspaper Verslo žinios has named Compensa Vienna Insurance Group the best non-life insurance company in the financial sector for two years in a row.

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BTA Baltic is one of the leading insurance companies in the Baltics, offering a broad range of non-life insurance services in Latvia and branches in Lithuania and Estonia.

Makedonija Insurance s.c. Skopje VIG is an insurance company with experience and professional expertise in the local market for 78 years and international support and influence for more than two decades. It is today the stable institution operating through its 14 branches and the headquarter in Skopje. The company sells insurance policies through contracted cooperation with various partners and clients.

Winner Life in North Macedonia offers a wide selection of life insurance products which gives the opportunity for each and every client to choose and customize a life insurance policy, most suitable to their needs. Winner Life adheres to strict and precise Austrian business principles, which became the main hallmark of the company and the reason for an increasing number of clients who chose Winner Life as their life insurance partner.

With a market share of around 12%, Donaris is one of the top 5 insurers on the market and offers its customers tailored insurance policies for motor, property, accident and health as well as corporate insurance.

Wiener Städtische životno osiguranje Podgorica has been operating in the Montenegrin market since November 2010 and holds the leading position in the life insurance market in Montenegro. The mission of the company is the creation and development of a culture of insurance and the provision of services whose quality meets modern world standards of business.

VIG has had a branch office in Oslo since 2019. Its business activities focus on property insurance for large corporate customers, primarily in the industrial sector. Sales are handled by well-established insurance brokers.

Trond Haugen
Branch Manager Norway
Nordic Casualty Manager
Mobile: +47 48 40 40 30
E-mail: trond.haugen@vig.com

Håkon Tøien
Property Underwriter
Nordic Region
Mobile: +47 940 32 508
E-mail: hakon.toien@vig.com

Compensa is a leading insurance company in Poland. With over 30 years of presence on the Polish market, it strives for excellence in insurance offer, service standards and distribution network development. Compensa product portfolio includes motor, property and health for individual customers, SMEs and large companies.

Beesafe is a digital insurance provider who offersrapid online closure and is a member of Compensa.

InterRisk, has been operating in Poland since 1993 and is one of the leading property insurers. InterRisk’s portfolio consists of motor, non-life, life, health and financial insurance. Last year alone, the company provided insurance coverage to nearly 3 million clients. The company is also acclaimed by insurance market professionals as a leader in liability insurance for agents and brokers.

Vienna Life is the fourth largest life insurance company in the Polish market and offers a comprehensive range of insurance products for individual and group customers in the area of life insurance.

Vienna PTE has a history of more than 20 years as a leading pension company in Poland. Since its inception it has operated as an asset management company for Open Pension Fund, managing over 17.6 billion Polish zloty of assets (over 4 billion EUR) and serving more than 1.7 million clients.

As of June 1, 2023, Vienna PTE became a member of the Vienna Insurance Group (VIG). Vienna PTE aspires to be an innovation leader in the pension sector in Poland and aims to play a significant role in enhancing the diversity and innovation.

BCR Asigurări de Viață has become the leader of the bancassurance market since 2009 and is number two in the life insurance market in Romania. Customer orientation, permanent adaptation to market changes, innovation, as well as the excellent partnership with the largest bank in Romania, BCR, is reflected in the quality of the insurance products launched in the banking network.

Asirom operates over 30 years on the local market and has an impactful heritage in the industry. The company has an extensive network of agencies, with more than 130 Asirom offices in all counties, always in proximity for our clients. As one of the leading companies in general and life insurance, Asirom aims to offer simple and safe interactions and services for its clients and safety to enjoy the simple things, protecting what matters.

OMNIASIG VIG has been present on the Romanian insurance market since 1995, constantly maintaining its position in the top of the largest and most stable insurers in the country. The company has a portfolio of over 100 insurance products and an extensive national network of branches and agencies. Through our belonging to Vienna Insurance Group, OMNIASIG provides to its customers and partners stability and financial strength, as well as complex expertise and know-how on all non-life insurance lines.

Carpathia Pensii has been operating on the Romanian market since 2007. It is a private pension fund authorised by the financial supervisory authority and manages private pension funds for its customers. The majority shareholder of Carpathia Pensii is Vienna Insurance Group AG.

Wiener RE was founded in 2008 in Belgrade and is a 100% reinsurance daughter company of VIG Re. It services both VIG companies and Third-Party clients in Serbia, Montenegro, Bosnia and Herzegovina and Macedonia.

Wiener Städtische osiguranje a.d.o. Beograd has been operating in the Serbian market since February 2003. Through a combination of economic strength, expertise and knowledge, we brought to this market confirmed quality and security which ensured us the top position in the field of life insurance, whereas our overall product portfolio ranks us among the leading insurance companies at the domestic market.Over 1,100 employees at over 40 branch offices, operating units and sales points in cities and towns across Serbia strive to provide a flawless service to our customers.

VIG has had a branch office in Stockholm since 2019, from where customers are also served via the freedom to provide services in Finland. Its business activities focus on property insurance for large corporate customers, primarily in the industrial sector. Sales are handled by well-established insurance brokers.

Christian Müller
Branch Manager Sweden
Nordic Financial Lines Manager
Mobile: +46 70 84 11 136
E-mail: christian.mueller1@vig.com

Matias Godin
Nordic Engineering Underwriter
Mobile: +46 70 30 72 265
E-mail: matias.godin@vig.com

Rafael Alins
Nordic Property Manager and Underwriter
Mobile: +46 73 422 77 58
E-mail: rafael.alins@vig.com

Kooperativa Insurance Company has been providing its services to the public for more than 30 years. Individuals, families and companies can choose from almost 80 life and non-life insurance products. It is currently trusted by almost 1.5 million clients. Kooperativa is the first private universal insurance company in Slovakia. In 2003, it established a successful partnership with Slovenská sporiteľňa in the field of bancassurance for even greater client comfort and comprehensiveness of the services provided on both sides. At the end of 2022, it entered the pension fund market and was awarded the title of Smart Insurance Company of the Year 2022 for its smart and digital solutions for clients.

KOMUNÁLNA poisťovňa has been operating in the market since 1994. Its main task is to offer high-quality insurance products and services in the areas of life, accident, property and liability insurance, but also in the area of corporate and industrial insurance. It offers its high-quality and fast services through a well-developed business network with branches in all regions of Slovakia.

Wiener Städtische zavarovalnica is a branch of the Austrian Wiener Städtische insurance company in Ljubljana. It offers its customers all types of life and property insurance, with the exception of motor insurance and credit insurance. Our mission is to provide customers with financial security and stability through modern, high-quality and innovative insurance products and to protect them from risks that can threaten their lives and property. We strive to offer a high-quality insurance business, especially in claims services.

Ray Sigorta has been operating since 1958 in all non-life branches individually and corporately. Ray Sigorta, which went public in 1997, has been under the roof of Vienna Insurance Group since 2009. We aim to accompany our customers in their lives and provide all kinds of financial assurance they may need with our knowledge and international strength. We are among the 100 most valuable brands in Turkey with the high business ethics, value creation ability, and customer satisfaction-oriented work of our company employees and business partners.

With a direct sales team of more than 1,500 employees, Viennalife offers financial solutions that people need in their life cycle. The company gives new impulses to the industry and uses the latest technological solutions in the field.

The team consists of financial advisors, experts and agencies. Viennalife also works together with six banks.

KNIAZHA VIENNA INSURANCE GROUP has been operating on the Ukrainian market since 1997 and has been a member of the Vienna Insurance Group since 2005. As part of a powerful international group, KNIAZHA guarantees its customers a high level of quality insurance cover as well as professionalism, integrity and impeccable fulfilment of its obligations with regard to the payment of insurance compensation.

Kniazha Life Vienna Insurance Group has been offering life insurance since 1999.

USG Insurance Company has been operating in the Ukrainian market since 2000 and has been a member of the Vienna Insurance Group since 2008. The company's mission is to provide every citizen with customer-oriented, high-quality, affordable and first-class insurance services, taking into account personal needs, meeting and exceeding expectations while remaining a stable leader in the Ukrainian traditional insurance market.