Why invest in VIG?

We are the leading insurance group in Central and Eastern Europe. “Protecting what matters” is our promise. More than 50 insurance companies and pension funds provide the best possible protection against the risks of day-to-day life for their customers. The Group strategy is to achieve long-term profitable growth.


Our investment story and what else you should know about us at a glance.

EUR 12.6 bn
Gross written premiums
EUR 562.4 mn
Result before taxes
280 %
Solvency ratio
94.9 %
Combined Ratio
5.8 %
Dividend yield
~ 29,000

The leading Insurance Group
in Central and Eastern Europe1

No. 1
  • Austria
  • Baltic states
  • Bulgaria
  • Czech Republic
  • Hungary
  • North Macedonia
  • Romania
  • Slovakia
      • Albania
      • Bosnia-Herzegovina
      • Croatia 
      • Moldova
      • Poland 
      • Serbia 
      • Ukraine
TOP 10
        • Kosovo
        • Montenegro
        • Slovenia

1 VIG divides its region into two areas. First, the region of Central and Eastern Europe, which consists of 20 countries, including Austria, whose longterm growth opportunities will be exploited. Second, ten special markets where objectives specific to each market will be pursued.
Market rankings 1st to 3rd quarters of 2022; Hungary 1st to 4th quarters of 2021, including Aegon

by line of business 2022

in accordance with IFRS 4

Broad portfolio with growth potential

  • Insurance solutions in the property/casualty, life and health business across approx. 30 countries
  • Over 30 years of M&A experience in the CEE region
  • Organic and inorganic grown initiatives to further expand VIG's leading market position

Financial stability

    • “A+” rating with stable outlook from Standard & Poor’s
    • Solvency ratio of 280% in 2022
    • Continuous dividend distribution every year since 1994

Proven management principles ensure customer proximity

    • Local entrepreneurship for taking quick, flexible action on the market
    • Multi-channel distribution to exploit all sales opportunities
    • Multi-brand policy for ensuring broad appeal in relation to target groups
    • Conservative investment and reinsurance policies create trust

Sustainability as an integral part of our
business model with own strategy since 2017

    • Innovative products and services that offer social and environmental added value for as many parts of the population as possible
    • Consideration of environmental and social criteria for investments and underwriting
    • Diversity strategy promotes inclusion and equal opportunity
Ticker symbol
128 mn
ordinary shares
EUR 132.89 mn
share capital
EUR 3.07 bn
The participation of shareholders in VIG's success is a priority for us, and we have paid dividends every year without interruption since 1994.
Liane Hirner CFRO
Photos from the VIG Board
Hartwig Löger General Manager (CEO), Chairman of the Managing Board
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Peter Höfinger Deputy General Manager, Deputy Chairman of the Managing Board
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Liane Hirner Member of the Managing Board, Chief Finance and Risk Officer (CFRO)
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Gerhard Lahner Member of the Managing Board, Chief Operations Officer (COO)
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Gábor Lehel Member of the Managing Board, Chief Innovation Officer (CIO)
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VIG Board Harald Riener
Harald Riener Member of the Managing Board
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Key Figures of Vienna Insurance Group

in accordance with IFRS 17 (unaudited)


Calculation differences may arise when rounded amounts and percentages are summed automatically.

1 Gross written premiums are not part of IFRS 17/9 reporting; the previous year's figures have been adjusted for the addition of the Aegon companies compared to the publication of 6M 2022.

2 The calculation of this figure considers the interest expenses for hybrid capital. The undiluted earnings per share equals the diluted earnings per share.
3 half-year values annualised

Income statement   6M 2023 6M 2022
Gross written premiums1 EUR million 7,306.7 6,595.1
Insurance service revenue EUR million 5,380.4 4,732.9
Result before taxes EUR million 462.9 212.0
Result of the period after taxes and non-controlling interests EUR million 343.4 147.4
Earnings per share2,3 EUR 5.25 2.19
Net Combined Ratio (P&C) % 94.0 90.6
Balance sheet   30/06/2023 31/12/2022
Financial assets EUR million 37,038.2 35,814.0
Shareholders' equity (incl. non-controlling interests) EUR million 5,961.7 5,713.9
Contractual Service Margin (CSM) EUR million 5,934.9 5,838.1
Total assets EUR million 48,131.4 47,217.7
Operating Return on Equity (Operating RoE)3 % 15.8 10.9
Solvency Ratio % 282 280