Welcome to
Vienna Insurance Group

#1. Opening logo

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KOOPERATIVA POISŤOVŇA, A.S.
VIENNA INSURANCE GROUP

Logo text:
Kooperativa
VIENNA INSURANCE GROUP
NA CELÝ ŽIVOT

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White background. The company name appears centered in black. A red Kooperativa logo and the claim "Na celý život" appear below a red line.

#2. Traditional stability and innovation first - key figures

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KOOPERATIVA poisťovňa, a.s. Vienna Insurance Group
Traditional stability and innovation first

1.
We are the market leader in Slovakia

35+ years
We are the longest operating commercial insurance company in Slovakia

80+
We provide more than 80 life and non-life insurance products to people and companies

1.5 million
More than 1.5 million clients trust us

2.5 million
we manage almost 2.5 million active insurance policies and handle almost 240 thousand insurance claims per year

1,300
We form a strong network of almost 1300 employees in 90 offices throughout Slovakia

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Infographic with six rounded cards. The key figures are highlighted in red on a light grey background.

#3. Traditional stability and innovation first - digitalisation

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KOOPERATIVA poisťovňa, a.s. Vienna Insurance Group
Traditional stability and innovation first

• our long-term goal is to focus on modernization, digitalization and smart solutions

• our “digital branch” eKooperativa is one of the most used customer portals among insurance companies

• we have brought the first mobile app of its kind for Slovak drivers to report car accidents

• at the beginning of 2025, we launched a unique telematics-based application for our clients – KOOPilot, which is the only one of its kind in Slovakia. It rewards drivers for safe driving with a maximum of 20% cashback from the paid insurance premium for collision insurance

• more and more clients choose paperless communication with us and almost 9 out of 10 insurance policies are concluded electronically

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Text slide with red bullet points. On the right, photos show people using smartphones and app screens for digital insurance services.

#4. Key milestones on our growth path

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KEY MILESTONES ON OUR GROWTH PATH

1990
KOOPERATIVA insurance company was founded – we became the first commercial insurance company in Slovakia

1996
one of the most important insurance companies in Austria became the majority shareholder – we joined the strong financial group Wiener Städtische

2001
demonopolization of Motor Third Party Liability Insurance (MTPL) – we joined Komunálna poisťovňa, which becomes part of VIG

2003
start of strategic cooperation with Slovenská sporiteľňa in the field of bancassurance

2008
Poisťovňa Slovenskej sporiteľne became part of the VIG Group

2009
Komunálna poisťovňa merged with Kontinuita

2018
Poisťovňa Slovenskej sporiteľne merged with the insurance company KOOPERATIVA

2022
KOOPERATIVA became the owner of pension management company Kooperativa DSS

2025
By purchasing a 10% stake in STABILITA d.d.s., a.s., KOOPERATIVA expanded its operations in the pension fund segment to include the III pillar area

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Timeline graphic with a red horizontal line and milestone cards above and below the line. The years are highlighted in red.

#5. First choice and lifetime insurer

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FIRST CHOICE AND LIFETIME INSURER
Vision and mission of KOOPERATIVA

Clients
our clients are our first priority – above all, we want to provide them with lifelong security and protect their values – with our traditionally stable products, reliable service and modern, digital innovations

Employees
our colleagues are key to our success – we want to give them space to grow and be the employer of choice among insurers

Stakeholders
we want to adequately meet the needs and expectations of our shareholders and partners with our results

Society
we want to be part of the development of the Slovak economy, while we are aware of our social responsibility – through Kooperativa Insurance Company Foundation we support projects aimed at improving the environment, education and help for vulnerable groups

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Four text blocks are arranged around a central photo showing a business handshake.

#6. CEO quote

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We are a reliable partner in every period and life situation of our clients

Insurance plays a very important role in the lives of individuals, families and businesses and is often a lifeline. We are here for you, aware that if help is to be effective, it needs to be clear and arrive on time. Kooperativa is your partner for a lifetime. Caring, helpful and smart.

Ing. Vladimír Bakeš, PhD.
Chairman of the Board of Directors and CEO

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Quote slide with a large quotation mark, a portrait of a man in a suit seated at a table, and a name/title label.

#7. Recognised awards are testimony to our work

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RECOGNISED AWARDS ARE TESTIMONY TO OUR WORK

We value feedback from respected institutions or public surveys that evaluate the effectiveness of our business, the quality of our service to clients or the meaning of our communications.

OVER THE LAST 15 YEARS, WE HAVE WON SEVERAL AWARDS, BEHIND WHICH ARE:

the Slovak Chamber of Commerce and Industry, the mojandroid.sk portal (Smart Insurance Company of the Year), initiatives such as Superbrands, Hermes Communicator of the Year, Zlatá minca (Golden Coin), FinReport financial magazine, The Slovak Spectator & SME periodicals, VIG Günter Geyer Award, Recruit Rank Awards or the Trend weekly.

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Text slide with an award trophy on the right. The trophy is star-shaped and includes the red Kooperativa symbol.

#8. Awards overview

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1st place
The Slovak Spectator Largest in Business 2025

1st place
TREND Insurance Company of 2025

2nd place
Commercial Smart Insurance Company 2025

2nd place
Mobile application of commercial insurance company 2025

1st place
Hermes Communicator of the Year 2025 – Public Vote Award

1st place
Hermes Communicator of the Year 2025 – MEDIAN SK Award

1st place
Günter Geyer Award 2024

3 x 1st place
Financial magazine FinReport in 3 car insurance categories 2024

2nd place
Commercial Smart Insurance Company 2024

2nd place
Gold Coin 2024 – Compulsory Contractual Insurance category

2nd place
Mobile application of commercial insurance company 2024

1st place
Smart Insurance Company of the Year 2023

1st place
Hermes Communicator of the Year 2023 – MEDIAN SK Award

1st place
Hermes Communicator of the Year 2023 – Public Vote Award

1st place
Gold Coin 2023 Discovery of the Year

3rd place
Gold Coin 2023 – Compulsory Contractual Insurance category

3rd place
Gold Coin 2022 – Compulsory Contractual Insurance category

1st place
Smart Insurance Company of the Year 2022

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Grid of 18 award cards with award logos or seals above the award titles.

#9. Our investment projects

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OUR INVESTMENT PROJECTS

Gorkého 4
Bratislava
historical building registered in the list of National Cultural Monuments
the reconstruction of the entire building has created representative rooms equipped with modern technology

Hlavné námestie 5
Bratislava
historical building from 1911 registered in the list of National Cultural Monuments
the aim of the building's reconstruction was to preserve its representative character and to improve the building's market position in the historic city center

Parking garage
Banská Bystrica
new building located in the central city zone near the City Hall
there are retail spaces on the ground floor of the building and office spaces on the 1st and 2nd floors

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Three columns with photos of buildings above descriptions of the investment projects.

#10. Projects for residential segment

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PROJECTS FOR RESIDENTIAL SEGMENT

Lomená Residence
Košice
apartment house near the city center
in operation since 09/2020 with full occupancy
number of flats: 60

Arboria
Trnava
a project in the new residential area Arboria Park, which foresees more than 4 thousand inhabitants
residential part of the building in operation since 02/2022
number of flats: 51
area of non-residential premises: 560 m²

Lesopark
Žilina
apartment houses in the wider center of Žilina near the shopping center Dubeň and under the local forest park
apartments included in the state-supported rental housing system
number of flats: 121

Ovocné sady
Bratislava
is part of a new residential district in the Ružinov – Trnávka district
the apartment building was the first to be included in the state-supported rental housing program
number of apartments: 102

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Four columns with photos of residential buildings and project descriptions below each photo.

#11. Our support for a meaningful life

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Kooperativa nadácia

OUR SUPPORT FOR A MEANINGFUL LIFE

• We founded the KOOPERATIVA Foundation in 2021 with the aim of systematically investing in socially beneficial activities.

• When selecting projects, we cooperate with professional organizations that bring proven solutions to the areas of education, social assistance, and environmental protection.

• We focus on initiatives with clear results and long-term benefits that really improve the quality of life of people in regions across Slovakia.

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Slide with the Kooperativa Foundation logo. On the right is a large photo of a woman gardening or planting outdoors.

#12. KOOPERATIVA Foundation - Education and Environment

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Kooperativa nadácia

The KOOPERATIVA Foundation is active in 4 main areas:

Education
We cooperate with organizations that organize educational programs for children and youth with a focus on critical thinking, digital security, and financial literacy. Our support includes the FinQ, DigiPEERS, Comenius Children's University and other initiatives that arouse children's interest in science or education.

Environment
We support the “Požičaná Planéta” project, which draws attention to environmental challenges and teaches the new generation to live sustainably. Employees of our insurance company can improve their communities through an ecological employee grant – for example, by restoring greenery or improving public spaces.

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Two large content cards. The Education card shows a group of children and adults at a formal event. The Environment card shows people working outdoors on a green project.

#13. KOOPERATIVA Foundation - Social area and Culture and sports

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Kooperativa nadácia

The KOOPERATIVA Foundation is active in 4 main areas:

Social area
We invest in projects that help people in difficult life situations. In cooperation with three non-governmental organizations, we contribute to the development of social rental housing in Bratislava, Košice and Žilina. The civic association “Spolu to zvládneme – Burko”, with our support, helps families with children with health disabilities, while the organization “Chuť žiť” focuses on patients and families of people with eating disorders.

Culture and sports
We contribute to the functioning of cultural and sports events in Slovakia. We support, for example, the “Krištáľové krídlo”, “Slovenka roka”, the Bratislava Open tennis tournament, or the activities of the women's volleyball club KOOPERATIVA Slávia EUBA Bratislava.

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Two large content cards. The Social area card shows children sitting on a couch with a tablet. The Culture and sports card shows a stage event with three people in formal dress.

#14. Closing logo

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KOOPERATIVA POISŤOVŇA, A.S.
VIENNA INSURANCE GROUP

Logo text:
Kooperativa
VIENNA INSURANCE GROUP
NA CELÝ ŽIVOT

##Visual description

Closing screen on a white background. The company name appears centered, with a red line and the Kooperativa logo and claim below.