LEGAL NOTICE & TERMS OF USE

Legal notice

Information in accordance with § 5 of the Austrian E-Commerce Act (E-Commerce Gesetz)
General information in accordance with § 24 of the Austrian Media Act (Mediengesetz)
Disclosure in accordance with § 25 of the Austrian Media Act
Disclosure in accordance with § 14 of the Austrian Commercial Code (UGB)
Terms and conditions of use

Operator of the website, media owner and publisher:

VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe

  • A joint stock corporation with registered office at Schottenring 30, 1010 Vienna, registered with the Commercial Court of Vienna under FN 75687 f
  • Address: Schottenring 30, P.O. Box 80, A-1011 Vienna, Austria
  • Telephone: +43 (0)50 390-22000
  • Email: info@vig.com
  • Editorial team: Communication, internal Cooperation & Collaboration l CO³, Investor Relations, Human Resources, European Affairs, Opportunity Management, Sponsoring, General Secretariat & Legal
  • Website design: kraftwerk,
    Agentur für neue Kommunikation GmbH., Burggasse 28-32, 1070 Wien, Österreich
  • VAT No.: ATU 36837900
  • Legal Entity Identifier (LEI-Code): 549300JCRU23I1THU176
  • FATCA: Global Intermediary Identification Number (GIIN): EM4SY0.00000.LE.040
  • Supervisory Authority: Austrian Financial Market Authority, Otto Wagner Platz 5, 1090 Vienna, Austria

    Member of the Austrian Chamber of Commerce and
    the provincial Chambers of all Austrian provinces as well as
    the Austrian Insurance Association (VVO)


The terms and conditions of use applying to the use of all information, documents or other disclosures on the website of VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe are provided below under “Terms and conditions of use”. Please read this section carefully.

Basic purpose of the medium
The purpose of the website of VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe (VIG) is to provide information about the company, its services and products, and related information. This information does not constitute an offer in the legal sense.

Corporate object of the media owner

The Company has the strategic leadership and takes over the central service functions of the group including infrastructure. Furthermore, the Company carries on the casualty insurance business as well as the property insurance business (property damage insurance and pecuniary loss insurance) as well as the reinsurance business in those branches for which it has the approval of the Austrian Financial Market Authority.

As far as they relate directly to the insurance business, the corporate objects of the Company shall be:

a) acquiring interests in other companies;
b) acting as an insurance intermediary;
c) acting as an advisor for insurance matters;
d) acting as an intermediary for mortgage loans and personal loans, and for the acquisition and disposal of securities, provided these activities are connected to the insurance business;
e) acting as an intermediary for home loan and savings contracts;
f) providing automatic data processing and information technology services;
g) establishing and managing organizational institutions for companies in which the Company holds an interest or with which a cooperation agreement has been concluded;
h) performing administrative tasks for companies in which the Company holds an interest or with which a cooperation agreement has been concluded;
i) operating private medical facilities in the form of company outpatient clinics that provide medical treatment to employees of the Company.

Management Board of the media owner:
Chairman of the Managing Board (CEO) Hartwig Löger
Deputy Chairman of the Managing Board (Deputy CEO) Peter Höfinger
Managing Board Member (CFRO) Liane Hirner
Managing Board Member (COO) Gerhard Lahner
Managing Board Member (CIO) Gábor Lehel
Managing Board Member Harald Riener
Deputy Managing Board Member Christoph Rath

Supervisory Board of the media owner:
Rudolf Ertl (Chairman)
Martin Simhandl (First Deputy Chairman)
Robert Lasshofer (Second Deputy Chairman)
Martina Dobringer
András Kozma
Vratislav Kulhánek 
Hana Machačová
Peter Mihók 
Katarina Slezáková
Ágnes Svoób
Peter Thirring
Gertrude Tumpel-Gugerell

Shareholder with a stake of more than 25% in the media owner
Wiener Städtische Wechselseitiger Versicherungsverein -
Vermögensverwaltung - Vienna Insurance Group
Schottenring 30, 1010 Vienna, registered with the Commercial Court of Vienna under FN 101530i.

Terms and conditions of use

Information
The purpose of the VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe (VIG) website is to provide information about our Company, its services and products, and related information. This information does not constitute an offer in the legal sense.

Liability
The information on this website has been carefully prepared and is updated regularly. VIG nevertheless assumes no liability for the accuracy, completeness or timeliness of the information. VIG strives to make the website available at all times, but assumes no liability in the event that this website is fully or partially unavailable for a specific period of time, and/or older content or links are no longer available. The information contained on the website does not constitute legal, investment or other advice in any way whatsoever. For binding information on our insurance contracts, please refer to our insurance policies and the contractual terms applicable to them. For any other information please contact call us directly on the following telephone number: +43 50 390-22000.

VIG is not liable under any circumstances for direct or indirect damages or consequential damages resulting from the use of information or material from the VIG website or from accessing other websites through the use of links.

VIG assumes no liability that information, software or other material accessible from its website is free of viruses or other harmful components.

Gender-specific terms
To enhance the readability of the website, no distinction has been made between male and female. In the interests of equal treatment, gendered terms generally refer to both sexes.

Geographical limits
The services and products presented on our website are intended for persons having their normal residence in Austria. Consumers may only purchase insurance policies formulated in the German language. All legal relationships are governed by Austrian law.

Copyright
The design and contents of this website are protected by copyright. Unless explicitly indicated otherwise, the use of text and images is permitted only with VIG’s consent. If links pointing to the VIG home page or one of its websites are used, the VIG website must be the sole component in the browser window.

We will gladly answer any questions you might have. Please call the following telephone number: +43 50 390-22000.