Why invest in VIG?
Number one in Central
and Eastern Europe1
We are the leading insurance group in Central and Eastern Europe. “Protecting what matters” is our promise. About 30,000 employees in more than 50 insurance companies and pension funds provide the best possible protection against the risks of day-to-day life for around 33 million customers. The Group strategy is to achieve long-term profitable growth.

Four good reasons to invest in VIG
Broad portfolio with growth potential
- Insurance solutions in all lines of business across 30 countries plus pension fund business
- More than 30 years of experience in the CEE region
- Growth initiatives to further expand VIG's leading market position
Financial stability
- “A+” rating with a stable outlook from Standard & Poor’s
- Solvency ratio of 261% in 2024
- Continuous dividend distribution every year since 1994
Proven management principles
- Local entrepreneurship for taking quick, flexible action on the market
- Multi-channel distribution to exploit all sales opportunities
- Multi-brand policy to ensure broad appeal in relation to target groups
- Conservative investment and reinsurance policies create trust
Sustainability as an integral part of the business model
- Sustainability program with six spheres of impact
- Commitment to “net zero” by 2050 with a clear interim target of -30% by 2030
- Declarations of “Responsible Investment” and “Responsible Insurance”
VIG in the 2024 Financial Year
Insurance Service Revenue
by line of business 2024
Key Figures of Vienna Insurance Group
Income statement |
2024
|
2023
|
2022 adjusted |
||
1 The calculation of this figure considers the interest expenses for hybrid capital. |
|||||
Gross written premiums | EUR million | 15,226.3 | 13,784.0 | 12,559.2 | |
Insurance service revenue | EUR million | 12,138.5 | 10,921.8 | 9,737.6 | |
Total capital investment result | EUR million | 435.6 | 284.3 | -12.2 | |
Result before taxes | EUR million | 881.8 | 772.7 | 585.7 | |
Result of the period after taxes and non-controlling interests | EUR million | 645.3 | 559.0 | 472.3 | |
Earnings per share1 | EUR | 4.98 | 4.31 | 3.63 | |
Net Combined Ratio (P&C) | % | 93.4 | 92.6 | 92.8 | |
Balance sheet | |||||
Total capital investment portfolio | EUR million | 44,568.3 | 42,586.1 | 41,062.2 | |
Insurance contracts liabilities issued | EUR million | 39,598.1 | 37,804.1 | 36,370.4 | |
Consolidated shareholders' equity (incl. non-controlling interests) | EUR million | 6,513.3 | 6,029.7 | 5,713.9 | |
Contractual Service Margin (CSM) | EUR million | 5,523.2 | 5,797.2 | 5,838.1 | |
Total assets | EUR million | 51,196.4 | 48,753.8 | 47,217.7 | |
Operating Return on Equity (Operating RoE) | % | 16.4 | 15.1 | 11.6 | |
Solvency Ratio | % | 261 | 269 | 280 |
Profit forecast for 2025
VIG has managed the impact of challenging geopolitical and macroeconomic conditions very well so far and is well prepared for the volatile environment. Based on this, a positive performance is also expected for the 2025 financial year. VIG's diversification across markets and lines of business, the customer centricity of the group companies and VIG’s capital strength provide excellent conditions for continuing the successful course. VIG’s Managing Board therefore has the ambition to achieve profit before taxes within a range of EUR 950 million and EUR 1 billion for the 2025 financial year.
VIG on the stock exchange
Dividend policy
Vienna Insurance Group lets its shareholders continuously participate in its success since its initial listing on the Vienna Stock Exchange in 1994. With regard to dividend continuity and predictability VIG aims to pay a dividend per share that is at least equal to that of the previous year and increases continuously depending on the operating earnings situation.
Dividend security
The participation of shareholders in VIG's success is a priority for us, and we have paid dividends every year without interruption since 1994.