2025 Preliminary results
VIG in the 2025 financial year1
VIG achieved an outstanding Group result in 2025, once again driven by strong growth and high levels of profitability in all countries. The planned NÜRNBERGER acquisition will drive further profit growth for VIG and enhance our strong diversification.
VIG delivering dynamic growth
- Strong growth in premiums and insurance service revenue, attributable to all segments and lines of business:
Gross written premiums of EUR 16.3 billion (+7.1%)
Insurance service revenue of EUR 13.2 billion (+8.7%) - Pre-tax profit has exceeded the one-billion-euro threshold for the first time:
Profit before taxes of EUR 1,161.3 million (+31.7%) - Both the cost ratio and the claims ratio improved:
Net combined ratio of 90.1% (-3.3 percentage points) - The Group remains very well capitalised:
Solvency ratio of 296% - Dividend proposal of EUR 1.73 per share (+11.6%)
Positive outlook for 2026
Against the backdrop of a high level of resilience and diversification within our Group, VIG’s management aims to achieve profit before taxes for the 2026 financial year within a range of between EUR 1.25 and 1.30 billion without taking into account the planned NÜRNBERGER acquisition.
EUR
bn
Gross written premiums
EUR
bn
Insurance Service Revenue
EUR
mn
Result before taxes
%
Net Combined Ratio (P&C)
%
Solvency ratio
EUR
Dividend per share
Downloads
2025 Preliminary Results VIG News Release
pdf (215 KB)
12/03/2026
2025 Preliminary Results VIG Presentation
pdf (842 KB)
12/03/2026
2025 Preliminary Results VIG Financial Supplement
xlsx (95 KB)
12/03/2026
2025 Preliminary Results VIG Teleconference
mp3 (15431 KB)
18/03/2026
2025 Preliminary Results VIG Transcript Teleconference
pdf (169 KB)
18/03/2026
The results in charts
Results and Reports from previous periods
Document Archive
9M 2025 VIG Presentation
pdf (763 KB)
25/11/2025
6M 2025 VIG Presentation
pdf (842 KB)
27/08/2025
3M 2025 VIG Presentation
pdf (594 KB)
27/05/2025
2024 VIG Group Annual Report
pdf (12486 KB)
28/04/2025
Contact
IR Team
We are happy to answer any questions you may have:
Nina Higatzberger-Schwarz
Head of Investor Relations
+43 (0) 50 390 – 21920
Send e-mail nina.higatzberger@vig.com
+43 (0) 50 390 – 21920
Sylvia Hollerer
Investor Relations Assistant
+43 (0) 50 390 – 21919
Send e-mail sylvia.hollerer@vig.com
+43 (0) 50 390 – 21919
Katarzyna Bizon
Investor Relations Manager
+43 (0) 50 390 – 20071
Send e-mail Katarzyna.Bizon@vig.com
+43 (0) 50 390 – 20071
Lena Paula Grießer
Investor Relations Manager
+43 (0) 50 390 – 22126
Send e-mail Lena.Paula.Griesser@vig.com
+43 (0) 50 390 – 22126
Petra Haubner
Investor Relations Manager
+43 (0) 50 390 – 20295
Send e-mail petra.haubner@vig.com
+43 (0) 50 390 – 20295
Sylvia Machherndl
Investor Relations Manager
+43 (0) 50 390 – 21151
Send e-mail sylvia.machherndl@vig.com
+43 (0) 50 390 – 21151