Financial results of VIG

Presentation 9M 2025

Download the presentation of VIG in the first three quarters of 2025

9M 2025 VIG Presentation

VIG in the first three quarters of 2025

VIG continues dynamic growth with outstanding Q1–Q3 performance

Highlights

VIG has recorded an outstanding performance for the first three quarters of 2025 

  • Gross written premiums increased to EUR 12.5 billion (+8.6%)
  • Insurance service revenue grew to EUR 9.7 billion (+8.6%)
  • Profit before taxes increased to EUR 872.8 million (+31%)
  • Net combined ratio improved by 2.2 percentage points to 92.1%
  • Excellent solvency ratio of 286%

Improved outlook for full year 2025

Based on the Q1–Q3 result, VIG Management has increased the expected range for the Group’s result before taxes 2025 to EUR 1.10–1.15 billion.

VIG CEO Hartwig Löger
We are expecting an exceptional year-end result, which has enabled us to improve our outlook for the financial year.
Hartwig Löger CEO
EUR bn
Insurance service revenue
%
Net Combined Ratio (P&C)
EUR mn
Result before taxes
%
Solvency ratio

Insurance service revenue by segments (in EUR mn)

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Downloads

9M 2025 VIG News Release
pdf (201 KB) 25/11/2025
9M 2025 VIG Presentation
pdf (763 KB) 25/11/2025
9M 2025 VIG Teleconference
mp3 (21298 KB) 26/11/2025
9M 2025 VIG Transcript Teleconference
pdf (202 KB) 01/12/2025

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Document Archive

6M 2025 VIG Presentation
pdf (842 KB) 27/08/2025
3M 2025 VIG Presentation
pdf (594 KB) 27/05/2025
2024 Preliminary Results VIG Presentation
pdf (1103 KB) 12/03/2025
9M 2024 VIG Presentation
pdf (668 KB) 26/11/2024
Previous presentations
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IR Team

We are happy to answer any questions you may have:
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Head of Investor Relations
+43 (0) 50 390 – 21920
Send e-mail nina.higatzberger@vig.com
Sylvia Hollerer, Investor Relations Assistant
Investor Relations Assistant
+43 (0) 50 390 – 21919
Send e-mail sylvia.hollerer@vig.com
Katarzyna Bizon, Investor Relations Manager
Investor Relations Manager
+43 (0) 50 390 – 20071
Send e-mail Katarzyna.Bizon@vig.com
Lena Paula Grießer, Investor Relations Manager
Investor Relations Manager
+43 (0) 50 390 – 22126
Send e-mail Lena.Paula.Griesser@vig.com
Petra Haubner, Investor Relations Manager
Investor Relations Manager
+43 (0) 50 390 – 20295
Send e-mail petra.haubner@vig.com
Sylvia Machherndl, Investor Relations Manager
Investor Relations Manager
+43 (0) 50 390 – 21151
Send e-mail sylvia.machherndl@vig.com

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